Recently, supporters of H.R. 347, the misleadingly-named “Facilitating Access to Credit Act of 2015,” have advanced a number of arguments as to why the nationwide credit reporting agencies should be exempt from…
A debt validation letter is simply a letter you can send to a presumed creditor (or debt collection company) requiring them to show proof that they either own the debt in question,…
If you are like most people, you probably have heard of your credit score and believe that you have a single number sitting out there just for you. However, like almost everything…
