Integrity – Honor – Ethics

 

“Standards of Excellence”

National Association of Credit Services Organizations advocates industry standards and ethical business practices for the credit repair industry.

Founded in 2007, NACSO services to streamline the industry through our Standards of Excellence seal. NACSO members promote compliance throughout the industry.

Be Part of the Solution,Not Part of the Problem®

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  • Who Is Allowed to Check Your Credit Reports?

    admin August 15, 2017

    Who Is Allowed to Check Your Credit Reports? By Michelle Black, CreditWriter.com Accessing your credit information is easier now than it has been at any other point in history. Thanks to the Fair and Accurate Credit Transactions Act, an amendment to the Fair Credit Reporting Act (FCRA), you even have the right to view a […] Read More...

  • Phantom Debt Collectors

    admin August 1, 2017

    Phantom Debt Collectors By Michelle Black, CreditWriter.com If you have ever been in the unfortunate situation of receiving a call from a debt collector, especially a third-party collection agency, then you are likely all too familiar with the stress and fear that such calls can introduce into your life. Obviously you will never find a […] Read More...

  • How Long Can Items Remain On My Credit?

    admin July 17, 2017

    How Long Can Items Remain On My Credit? By Michelle Black, CreditWriter.com “How long can an item/account remain on my credit reports?” As a credit expert one this of the most common questions I hear on a weekly basis. If you are a credit savvy consumer then you already know that, thanks to the Fair […] Read More...

  • What is a debt validation request?

    by admin

    A debt validation letter is simply a letter you can send to a presumed creditor (or debt collection company) requiring them to show proof that they either own the debt in question, or are otherwise legally authorized to collect on the debt. If you owe a debt, under the Fair Debt Collection Practices Act (FDCPA), […] Read More...

  • Understanding Credit Scores

    by admin

    If you are like most people, you probably have heard of your credit score and believe that you have a single number sitting out there just for you. However, like almost everything dealing with credit and risk, there is a vast amount of grey area and variation. The truth is that consumers have three different […] Read More...

  • The Debt Validation Letter, Collection Companies, Junk Debt Buyers, And Your Credit

    by admin

    A debt validation letter is simply a letter you can send to a presumed creditor (or debt collection company) requiring them to show proof that they either own the debt in question, or are otherwise legally authorized to collect on the debt. If you owe a debt, under the Fair Debt Collection Practices Act (FDCPA), […] Read More...