Integrity – Honor – Ethics

 

“Standards of Excellence”

National Association of Credit Services Organizations advocates industry standards and ethical business practices for the credit repair industry.

Founded in 2007, NACSO services to streamline the industry through our Standards of Excellence seal. NACSO members promote compliance throughout the industry.

Be Part of the Solution,Not Part of the Problem®

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  • Building a Credit Score from Scratch

    admin June 15, 2018

    Building a Credit Score from Scratch by Michelle Black, Creditwriter.com Perform a quick Google search and you will discover that there is no shortage of articles and ideas online clamoring to offer you tips and pointers about how to best manage your credit. You can find videos, podcasts, and even television shows from many self-proclaimed […] Read More...

  • Where Do Credit Scores Come From?

    admin June 1, 2018

    Where Do Credit Scores Come From?  by Michelle Black, CreditWriter.com Credit scores can affect your life in many important ways. First, anytime you apply for a mortgage, car loan, credit card, or financing of any kind, your credit score will typically be looked at to determine whether you are approved or denied for your financing […] Read More...

  • The Difference Between Hard Inquiries and Soft Inquiries

    admin May 1, 2018

    The Difference Between Hard Inquiries and Soft Inquiries by Michelle Black, CreditWriter.com Credit scores, like FICO and Vantage Scores, are based upon a variety of different factors. For FICO Scores the factors which make up an individual’s credit scores fall into 5 categories. The least influential categories, Mix of Credit and Inquiries, each account for […] Read More...

  • What is a debt validation request?

    by admin

    A debt validation letter is simply a letter you can send to a presumed creditor (or debt collection company) requiring them to show proof that they either own the debt in question, or are otherwise legally authorized to collect on the debt. If you owe a debt, under the Fair Debt Collection Practices Act (FDCPA), […] Read More...

  • Understanding Credit Scores

    by admin

    If you are like most people, you probably have heard of your credit score and believe that you have a single number sitting out there just for you. However, like almost everything dealing with credit and risk, there is a vast amount of grey area and variation. The truth is that consumers have three different […] Read More...

  • The Debt Validation Letter, Collection Companies, Junk Debt Buyers, And Your Credit

    by admin

    A debt validation letter is simply a letter you can send to a presumed creditor (or debt collection company) requiring them to show proof that they either own the debt in question, or are otherwise legally authorized to collect on the debt. If you owe a debt, under the Fair Debt Collection Practices Act (FDCPA), […] Read More...