Integrity – Honor – Ethics

 

“Standards of Excellence”

National Association of Credit Services Organizations advocates industry standards and ethical business practices for the credit repair industry.

Founded in 2007, NACSO services to streamline the industry through our Standards of Excellence seal. NACSO members promote compliance throughout the industry.

Be Part of the Solution,Not Part of the Problem®

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  • Why Millions of Americans Might See a Credit Score Increase This Summer

    admin May 26, 2017

    Why Millions of Americans Might See a Credit Score Increase This Summer by Michelle Black, CreditWriter.com One of the biggest change to impact credit reporting (and by extension credit scoring) in decades will be going into effect this summer. In July of 2017 the 3 major credit reporting agencies (CRAs) – Equifax, TransUnion, and Experian […] Read More...

  • 2016 Saw a Reduction In Credit Repair Complaints

    admin May 2, 2017

    2016 Saw a Reduction In Credit Repair Complaints by Michelle Black, CreditWriter.com In every town, city, and state across this nation there are consumers in desperate need of ethical and compliant credit repair services. Credit reporting errors occur often and these problems can make life extremely difficult for consumers. According to the Federal Trade Commission’s […] Read More...

  • The Newest Credit Scoring Model: VantageScore 4.0

    admin May 2, 2017

    The Newest Credit Scoring Model: VantageScore 4.0 by Michelle Black, CreditWriter.com It is no secret that FICO is king when it comes to credit scoring models. The vast majority of lenders, most notably those in the mortgage industry, rely either exclusively or at least heavily upon FICO scores as they evaluate the credit worthiness of […] Read More...

  • What is a debt validation request?

    by admin

    A debt validation letter is simply a letter you can send to a presumed creditor (or debt collection company) requiring them to show proof that they either own the debt in question, or are otherwise legally authorized to collect on the debt. If you owe a debt, under the Fair Debt Collection Practices Act (FDCPA), […] Read More...

  • Understanding Credit Scores

    by admin

    If you are like most people, you probably have heard of your credit score and believe that you have a single number sitting out there just for you. However, like almost everything dealing with credit and risk, there is a vast amount of grey area and variation. The truth is that consumers have three different […] Read More...

  • The Debt Validation Letter, Collection Companies, Junk Debt Buyers, And Your Credit

    by admin

    A debt validation letter is simply a letter you can send to a presumed creditor (or debt collection company) requiring them to show proof that they either own the debt in question, or are otherwise legally authorized to collect on the debt. If you owe a debt, under the Fair Debt Collection Practices Act (FDCPA), […] Read More...