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Building a Credit Score from Scratch

Building a Credit Score from Scratch by Michelle Black, Creditwriter.com Perform a quick Google search and you will discover that there is no shortage of articles and ideas online clamoring to offer…

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Where Do Credit Scores Come From?

Where Do Credit Scores Come From?  by Michelle Black, CreditWriter.com Credit scores can affect your life in many important ways. First, anytime you apply for a mortgage, car loan, credit card, or…

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The Difference Between Hard Inquiries and Soft Inquiries

The Difference Between Hard Inquiries and Soft Inquiries by Michelle Black, CreditWriter.com Credit scores, like FICO and Vantage Scores, are based upon a variety of different factors. For FICO Scores the factors…

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