Where Do Credit Scores Come From? by Michelle Black, CreditWriter.com Credit scores can affect your life in many important ways. First, anytime you apply for a mortgage, car loan, credit card, or…
The Difference Between Hard Inquiries and Soft Inquiries by Michelle Black, CreditWriter.com Credit scores, like FICO and Vantage Scores, are based upon a variety of different factors. For FICO Scores the factors…
What Is Revolving Utilization and Why Is It So Important to Your Credit Scores? by Michelle Black, CreditWriter.com If you want to have great credit scores then pay your bills on time…
