Integrity – Honor – Ethics

 

“Standards of Excellence”

National Association of Credit Services Organizations advocates industry standards and ethical business practices for the credit repair industry.

Founded in 2007, NACSO services to streamline the industry through our Standards of Excellence seal. NACSO members promote compliance throughout the industry.

Be Part of the Solution,Not Part of the Problem®

Become a Member
  • “Standards of Excellence” Seal

    The NACSO Standards of Excellence is an honor and not every company is eligible. Businesses that meet our high standards are invited to join the NACSO. Businesses meeting NACSO standards are presented to local Boards of Advisors (or designees) for review and acceptance as a NACSO Standards of Excellence member.

  • Peace of Mind

    Check with the company you are working with and ask them if they are a member of the National Association of Credit Services Organizations. Check their website for the NACSO “Standards of Excellence” seal.

  • Certification Enrollment Process

    National Association of Credit Services Organizations’ members go through a certification enrollment process to aid in the prevention of fraudulent activity throughout the credit services industry. NACSO’s Standards of Excellence goes further than the Credit Repair Organizations Act and touches on items essential to the honest growth of this industry.

  • 2016 NACSO Spring Summit in Washington, D.C.

    admin March 22, 2016

    The National Association for Credit Service Organizations is taking action to protect the industry through education of your Congress and federal agencies. Your company is under threat of being shut down by forces that don’t believe that you should be able to provide credit repair services to Americans, and instead, they assert those services should […] Read More...

  • Credit Repair Complaints at an All Time Low!

    admin March 7, 2016

    Dear NACSO Membership, In 2016 the credit reporting giants Equifax, TransUnion and Experian are pushing for exemptions from the Credit Repair Organizations Act or CROA, They intend on offering credit services without the constraints legitimate Credit Repair Organizations are bound by. If this were to happen, it may become very difficult for us to compete […] Read More...

  • National Concumer Law Center Opposes H.R. 347

    admin February 10, 2016

    Recently, supporters of H.R. 347, the misleadingly-named “Facilitating Access to Credit Act of 2015,” have advanced a number of arguments as to why the nationwide credit reporting agencies should be exempt from coverage by the Credit Repair Organizations Act (CROA). We address some of these arguments. 1. Supporters of H.R. 347 have cited the three-day […] Read More...

  • What is a debt validation request?

    by admin

    A debt validation letter is simply a letter you can send to a presumed creditor (or debt collection company) requiring them to show proof that they either own the debt in question, or are otherwise legally authorized to collect on the debt. If you owe a debt, under the Fair Debt Collection Practices Act (FDCPA), […] Read More...

  • Understanding Credit Scores

    by admin

    If you are like most people, you probably have heard of your credit score and believe that you have a single number sitting out there just for you. However, like almost everything dealing with credit and risk, there is a vast amount of grey area and variation. The truth is that consumers have three different […] Read More...

  • The Debt Validation Letter, Collection Companies, Junk Debt Buyers, And Your Credit

    by admin

    A debt validation letter is simply a letter you can send to a presumed creditor (or debt collection company) requiring them to show proof that they either own the debt in question, or are otherwise legally authorized to collect on the debt. If you owe a debt, under the Fair Debt Collection Practices Act (FDCPA), […] Read More...