Credit Reports versus Credit Scores

admin October 1, 2017

Credit Reports versus Credit Scores by Michelle Black, For many people the world of credit can be a very confusing place. If you can’t explain the difference between a credit report and a credit score, you are not alone. People often use the terms “credit reports” and “credit scores” as if they were interchangeable. […] Read More...

Credit Scams to Avoid

admin September 1, 2017

Credit Scams to Avoid by Michelle Black, Poor credit can lead to a lot of painful and embarrassing moments. If you are currently struggling with credit problems then you already know just how miserable bad credit can be. Credit problems can make it difficult to secure a place to live, to finance a vehicle, […] Read More...

Who Is Allowed to Check Your Credit Reports?

admin August 15, 2017

Who Is Allowed to Check Your Credit Reports? By Michelle Black, Accessing your credit information is easier now than it has been at any other point in history. Thanks to the Fair and Accurate Credit Transactions Act, an amendment to the Fair Credit Reporting Act (FCRA), you even have the right to view a […] Read More...