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Building a Credit Score from Scratch

admin June 15, 2018

Building a Credit Score from Scratch by Michelle Black, Creditwriter.com Perform a quick Google search and you will discover that there is no shortage of articles and ideas online clamoring to offer you tips and pointers about how to best manage your credit. You can find videos, podcasts, and even television shows from many self-proclaimed […] Read More...

Where Do Credit Scores Come From?

admin June 1, 2018

Where Do Credit Scores Come From?  by Michelle Black, CreditWriter.com Credit scores can affect your life in many important ways. First, anytime you apply for a mortgage, car loan, credit card, or financing of any kind, your credit score will typically be looked at to determine whether you are approved or denied for your financing […] Read More...

The Difference Between Hard Inquiries and Soft Inquiries

admin May 1, 2018

The Difference Between Hard Inquiries and Soft Inquiries by Michelle Black, CreditWriter.com Credit scores, like FICO and Vantage Scores, are based upon a variety of different factors. For FICO Scores the factors which make up an individual’s credit scores fall into 5 categories. The least influential categories, Mix of Credit and Inquiries, each account for […] Read More...