Blog

What is a debt validation request?

by admin

A debt validation letter is simply a letter you can send to a presumed creditor (or debt collection company) requiring them to show proof that they either own the debt in question, or are otherwise legally authorized to collect on the debt. If you owe a debt, under the Fair Debt Collection Practices Act (FDCPA), […] Read More...

Understanding Credit Scores

by admin

If you are like most people, you probably have heard of your credit score and believe that you have a single number sitting out there just for you. However, like almost everything dealing with credit and risk, there is a vast amount of grey area and variation. The truth is that consumers have three different […] Read More...

The Debt Validation Letter, Collection Companies, Junk Debt Buyers, And Your Credit

by admin

A debt validation letter is simply a letter you can send to a presumed creditor (or debt collection company) requiring them to show proof that they either own the debt in question, or are otherwise legally authorized to collect on the debt. If you owe a debt, under the Fair Debt Collection Practices Act (FDCPA), […] Read More...